Basic documents (for all profession)
- Duly filled in MFIL Home Loan Application Form (with signature as per NID)
- Duly filled CIB undertaking form
- 2 copy PP size Photograph of applicant & Co-Applicant with respective signatures
- 2 copy PP size Photographs of Guarantor- attested by applicants (2 copies)
- Photocopy of National ID card/ Passport/ Driving License of applicants & Guarantor
- CV/Bio data
- Office ID Card/ Business Card
- E-TIN Certificate( IT-10B is required if applicable)for both applicant and co-applicant(s)
- Copy of last three months utility bill of permanent & residential address
- Deed of Agreement/Baina Deed between applicants and Developer/Seller (For Apartment Loan)
- Ownership Documents (For Construction/Renovation/Extension/Home Equity Loan)
Income & Liability documents
- For Employed:
- Letter of introduction/salary certificate from employer showing relevant deductions
- Latest salary slip of voucher for last 3 months
- Latest Transfer/Posting order (for Government service holders)
- Duly signed voucher for last 6 months against cash salary drawing
- Up to date Bank statement showing monthly salary for the last 12 months
- Up to date personal bank statement other than salary a/c (where applicable)
- Salary sheet (where applicable)
- Declaration of private practice/tuition/consultancy income from Physicians, Teachers, Engineers etc.
- Evidence of other income such as commission, bonus, incentive, Overtime payment, Rental etc.
- Continuous discharge certificate/Competency certificate for Marine Professionals
- Supporting documents of liquid assets (FDR copy/Portfolio statement)
- Supporting ownership documents of any fixed asset
- Sanction Letter & relevant a/c statement of any existing personal loan with other Bank/NBFI
- Deed of Agreement/Baina Deed between Applicant and Developer/Seller
- Money receipt copy as equity payment to developer/Seller
- Any other document, as applicable