Agrojatra (Agro)

Agrojatra (Agro-based Finance)

Agriculture is the single largest producing sector of economy since it comprises about 30% of the country’s GDP and employing around 60% of the total labor force. The performance of this sector has an overwhelming impact on major macroeconomic objectives like employment generation, poverty alleviation, human resources development and food security. So it is clear that without developing agro based businesses we cannot develop our economy. To facilitate this sector MFIL is bringing innovative financial solution

MFIL offers financing against regular capital/fixed expenditures like balancing of production line, modernization of manufacturing process, expansion of capacity and space, etc. to different agro- based business. Apart from the above, MFIL will also finance against agro based industries under the refinance scheme of Bangladesh Bank

However, realizing the importance of this viable sector, MFIL now is going to open the door by introducing the product “Agrojatra” for financing the Agro based Industries all over the country.

The list of Agro-based Industry

As per circular of SME & Special Programmes Department of Bangladesh Bank


  • Business experience: Minimum 3 years experience in the same line of business
  • Age: Minimum 21 years & maximum 60 years
  • Project Location: Must be Outside of all Divisional area and Narayangonj, Dhaka & Chittagong Metropolitan area


  • Lower Interest rate & 100% refinance facility from BB against our lending (subject to approval from Bangladesh Bank)

Required Document

  • Duly filled in and signed Application Form
  • Photographs of Applicant  & guarantor(s)
  • Valid NID/Passport, Driving/Trade License of Applicant and Guarantor(s) Trade License, E-TIN & NID
  • Bank statements of last 12 (Twelve) months
  • Copy of sales register
  • Copy of Utility bill
  • Copy of tenancy agreement
  • Land Documents  (if applicable)
  • Additional permission license required for specific business (as applicable on case to case basis)