DOCUMENTS FOR LOAN ASSESSMENT FOR SELF EMPLOYED


  • Basic documents (for all profession)
  • Duly filled in MFIL Car Loan Application Form (with signature as per NID)
  • Duly filled CIB undertaking form
  • 2 copy PP size Photograph of applicant & Co-Applicant with respective signatures
  • 2 copy PP size Photographs of Guarantor- attested by applicants (2 copies)
  • Photocopy of National ID card/ Passport/ Driving License of applicants & Guarantor
  • CV/Bio data
  • Business Card
  • E-TIN Certificate( IT-10B is required if applicable)for both applicant and co-applicant(s)
  • Latest utility bill copy of permanent & residential address
  • For Self Employed:
  • Valid trade license copy for at least last 3 years
  • Memorandum and Articles of association with certificate of incorporation
  • Latest copy of Form X,XII copy of certificate of incorporation
  • Partnership Deed copy (For Partnership concerns)
  • Up to date personal bank statement for last 12 months
  • Up to date Business bank statement for at least last two years (minimum)
  • Audited P/L account and balance sheet of business for the last 3 years
  • Sales ledger for the last 1 year minimum
  • Rental Agreement/possession deed of business house (for rented premise)
  • Photocopies of title deeds, supporting fixed assets, rental agreement with tenants and Utility bill copy
  • Supporting documents of liquid assets/FDR copy/Portfolio statement
  • Business Permission document from proper authority
  • Document copy of present work in hand, value and PRC return (for export business)
  • Sanction Letter & relevant a/c statement of any existing personal & business loan with other Bank/NBFI
  • Contact number and address for other members

Car related Document:

  • Original Car Quotation in the name of Meridian Finance & Investment Ltd. A/C: Client name with acceptance signature by customer