Durjoy (Secured)

Durjoy is a financing facility for small and medium sized trading, manufacturing, service, agriculture, non-farm activities, agro-based industries etc. located within the metropolitan areas of the major cities across the country. This product offers Term Loan/Lease facilities for the purpose of asset purchase under Equated Monthly Installment / Rental facility or Structured Repayment Method.



  • Business experience: Minimum 3 years of experience in the same line of business
  • Age: Minimum 25 years & maximum 60 years



  • Above BDT 1.50 mln to BDT 50.00 mln
  • Loan Term: Up to 60 months
  • Security: Hypothecation of the lease asset
  • Financing may be extended up to 80% of the Acquisition cost
  • Flexible terms in case of collateral against the facility


Required Documents

  • Valid Trade License
  • TIN Certificate (For Loan/Lease of above BDT 0.5 million)
  • Updated asset report / updated stock/Inventory report
  • Bank Statements of last 12 (Twelve) months
  • Sales data for last 12 (Twelve) months
  • Copy of Utility bills
  • Copy of Tenancy Agreement (if applicable)
  • Land Documents (if applicable)