Durjoy is a financing facility for small and medium sized trading, manufacturing, service, agriculture, non-farm activities, agro-based industries etc. located within the metropolitan areas of the major cities across the country. This product offers Term Loan/Lease facilities for the purpose of asset purchase under Equated Monthly Installment / Rental facility or Structured Repayment Method.
Eligibility:
- Business experience: Minimum 3 years of experience in the same line of business
- Age: Minimum 25 years & maximum 60 years
Features
- Above BDT 1.50 mln to BDT 50.00 mln
- Loan Term: Up to 60 months
- Security: Hypothecation of the lease asset
- Financing may be extended up to 80% of the Acquisition cost
- Flexible terms in case of collateral against the facility
Required Documents
- Valid Trade License
- TIN Certificate (For Loan/Lease of above BDT 0.5 million)
- Updated asset report / updated stock/Inventory report
- Bank Statements of last 12 (Twelve) months
- Sales data for last 12 (Twelve) months
- Copy of Utility bills
- Copy of Tenancy Agreement (if applicable)
- Land Documents (if applicable)